The driver which vehicle is insured under policy ОI in case of road accident does not receive compensation. In given situation the third party, to ability to live or to which property the driver has caused a loss admits to victims.
If the consequence has established that at incident the driver to the dissatisfied party pay is guilty:
• to 51 000 grivnas, if the damage has been put health or a life;
• to 25 500 grivnas. The loss has been caused each victim with the property;
Besides it, insured should pay the franchise at a rate of 510 grivnas. For each car which has been damaged as a result of road accident.
Be accurate and extremely vigilant on roads!
Cost of policy Оbligatory Insurance
«Autocivil» is an obligatory kind of insurance in Ukraine. Therefore practically any driver under the law cannot do without the given service. But expenses on registration of policy ОI can pour out to each driver in different money.
It is necessary to make a reservation that there is so-called «a base insurance payment» which makes 291,49 grivnas.
Cost of the policy of obligatory civil insurance or autocivil influence:
• the status of the person who are making out the insurance: physical or legal;
• number of persons, addressed to which it will be specified in an insurance policy (for example when to drive the car the husband and the wife) gather;
• the place of registration of a car or any other vehicle (in administrative centres and furthermore in capital insurance cost can manage in 3 times more expensively, than in a small city);
• the driver’s experience;
• policy type: its program and conditions;
• autoinsurance period of validity;
• the vehicle: engine volume, load-carrying capacity, quantity of passenger places;
• accident-free history of driving (if to the driver can give the discount to 5 % for each accident-free year) and presence/absence of attempts of swindle connected with insurance.
Privileges. At registration of policy ОI certain categories of citizens of Ukraine can receive privileges in 50 % from insurance cost provided that these persons are owners and drivers of the car or any other vehicle with the engine in volume to 2.5 l. A category of exempts concern:
• participants of military operations;
• pensioners
• invalids of II group;
• victims I and II categories as a result of Chernobyl accident.
As to period of validity of insurance policy ОI it is got for time from 15 days till 1 year.
Cost of insurance КАSКО is influenced considerably also by statistics on number of stealing, “popularity” of your car among autothieves. You should understand that guaranteeing the indemnification as a result of car stealing, the insurance company dooms also itself to risk. For example, some insurance companies have refused to render services on Russia to off-road cars Lexus because of the excessive demand of car thieves for them.
Anyone who is serious about getting auto insurance must start from a simple step – go and gather auto insurance quotes all over the Internet. As much as you can.
Funny, but lots of the people simply forget that we live in the world where knowledge quickly enhances the quality of our life. Why not applying this to the topic of cheap auto insurance or anything around this topic?!
Due to this if you are properly armed with the info in your sphere of interest you can be sure that you will always find the solution to any bad situation. So, please make sure to get back to this site on a regular basis or – best of all – sign up to its RSS. In such an easy way you will have your hand on the pulse of the latest info updates here. Blogs can be helpful, you just need to understand how to use blogging power to find the best car insurance propositions.
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